Weight Management Supplements: HSA, FSA, HRA Eligibility

Have you ever wanted to try a weight management supplement to support your weight management journey, but weren’t sure where to start? Do you have a medical spending account that you’re not sure how to use? Have you ever stumbled across weight management supplements that are expensive and not affordable? Root Brands may have a solution for you.

Flexible Spending Accounts (FSA), Health Savings Accounts (HSA), and Health Reimbursement Accounts (HRA) help you pay for qualified medical expenses using tax-free money. They work in different ways depending on who owns the account, how the money is added, and how flexible they are. These accounts are tax-free, which means that you avoid paying the taxes that you would have otherwise paid using cash. Not all products are eligible for spending through these accounts. That is why it’s important to check which items are covered prior to purchasing those items. If you use funds for something that is not eligible, then you will have to pay a penalty in addition to the taxes on that product in your annual taxes. This becomes especially important if your HSA is ever audited by the IRS.

So, do weight management supplements qualify as an FSA, HSA, or HRA eligible expense? In most cases, no. Weight loss supplements are often covered because they’re considered general wellness products. 

At The Root Brands, our supplements such as Sculpt and Crush can be used for HSA and FSA because they are not “weight loss”t supplements. They are weight management and healthy alternatives, providing your body support, with a check out option that works for your tax-advantaged account! 

 

What Should You Look for in a Weight Management Program?

The weight management industry is a multibillion-dollar industry. This means that there is a lot of money to be made by selling weight management products. Navigating the world of weight management products can be very confusing, especially in a world of conflicting and overwhelming amounts of information. So what should you look for?

Nutrition is a complex science. Understanding the mechanisms behind how nutrition works inside the body is key to being able to decipher accurate and inaccurate nutrition information. 

That is why seeing a registered dietitian is so helpful in creating a supportive community toward your weight management goals. In addition to clinical experience, they have the knowledge and background to be able to figure out the difference between fact and fiction and explore supplement options. 

A registered dietitian can also help take the burden off you to learn all this information about supplements on your own, help you manage your health, and answer any questions you may have. 

The world of nutrition knowledge is confusing, but support from a registered dietitian can be really helpful in being able to navigate it, allowing you to focus on getting results and improving your lifestyle every step of the way.

Ultimately you should look for a system that supports the body, and that doesn’t hyperfixate on Weight Loss. Many of us need to gain muscle. Thai muscle gain can cause us to weight more, while moving us towards better weight management. 

Are Weight Management Supplements LPSFA or DCFSA eligible?

A Limited Purpose Flexible Spending Account (LPFSA) and a Dependent Care Flexible Spending Account (DCFSA) are accounts that cover vision, dental, and child care expenses by taking out money pre-tax and lowering your taxable income. These accounts do not cover weight management supplements for the same reasons mentioned above.

FSA and HSA reimbursement

On some occasions, Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can reimburse for weight management supplements. You may need a letter of medical necessity from your healthcare provider, and you would have to pay out of pocket first. 

Then, you would go through a reimbursement process, which can be time-consuming and frustrating.

Some require you to go through an inconvenient reimbursement process, but Root Brands offers pre-approved supplements that can get HSA or FSA reimbursement without needing to go through the reimbursement process as mentioned above.

Root Brands is helping Health Savings Account and Flexible Spending Account users by pre-approving weight management supplements to help reduce delays, confusion, or waiting for reimbursement. 

Root Brands supports your weight journey, whether you are working toward weight management or are simply looking for vitamins and supplements. Root offers pre-qualified items required for care from trusted brands that are eligible for HSA and FSA use. Start your wellness journey with confidence, clarity, and products that qualify.